Closest Truist Bank (2024)

FAQs

Are Truist Bank and BB&T bank the same? ›

In December 2019, BB&T and SunTrust Bank merged and now operate under the name, Truist Bank. Truist slowly upgraded branches and services over a two-year integration period. Now, all products, services and locations are branded as Truist.

Four years after a merger of two mighty banks, Truist is still working to gain its edge. BB&T got very big when it decided to merge with SunTrust to create the nation's sixth-largest bank in February 2019. The verdict is out on whether the combined Truist Financial got better.

However, on the day the merger closed, SunTrust Bank merged into Branch Banking & Trust Company, forming Truist Bank as the merged company's legal banking entity.

You can use more than 3k Truist ATMs, opens in new tab for free. And some checking accounts will waive fees a few times a month if you use a non-Truist ATM.

Is Truist Bank safe from collapse? Truist Bank was rated as "stable" by S&P, Moody's, Fitch, and DBRS Morningstar, meaning it's likely safe from collapse.

Truist is FDIC insured. You'll be able to deposit up to $250,000 in an individual bank account and your money will be secure.

Who we are. We're a top 10 U.S. commercial bank, headquartered in Charlotte, North Carolina. We're excited to be your bank and help you accomplish whatever you're after.

According to the lawsuit, the bank failed to properly secure and safeguard the sensitive information of its customers, which was then targeted by cybercriminals in an October 2023 data breach.

You can also find branches nearby with Google Maps. Truist operates branches in the following states: Alabama, Florida, Georgia, Indiana, Kentucky, Maryland, North Carolina, New Jersey, Ohio, Pennsylvania, South Carolina, Tennessee, Texas, Virginia and West Virginia. It also has branches in Washington, D.C.

Maintain a minimum daily ledger balance of $300 ^2, or more OR. Schedule a preauthorized internal transfer of $25 or more per statement cycle OR.

How to avoid Truist maintenance fee? ›

The Monthly Maintenance Fee can be waived for the Truist Confidence account for each statement cycle by: Making $500 or more in total deposits per statement cycle OR. Making 10 or more qualifying transactions per statement cycle ¹ OR. Primary client is a student under the age of 25.

Truist Checking Bonus: Earn a $400 Bonus

Earn a $400 bonus when you open a new Truist One Checking account using promo code TRUIST400DC24 by October 30, 2024, receive at least one qualifying direct deposit of $500 or more and complete at least 15 qualifying debit card purchases within 90 days of account opening..

As long as you have a Truist account, you don't need to download the Zelle® app. Zelle® is fully integrated into Truist online and mobile banking so that you can use Zelle® and keep track of all your Zelle® activity.

Truist also noted that it will continue to accept BB&T-labeled checks. Truist has already released its unified app, whose features include mobile check deposits; access via fingerprint or facial recognition; access to cashflow insights; and ability to lock and unlock, along with setting spending limits.

BB&T merged with SunTrust to create Truist Financial in 2019. Its largest shareholders include the company's top executives and several institutional investors.

BB&T Corporation (previously known as the Branch Banking and Trust Company) was one of the largest banking and financial services firms in the United States, based in Winston-Salem, North Carolina.